Factors Influencing the Usage of Clearing Service in Nepal

Vollständiger Abstract

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The study deals with the factors influencing the usage of clearing service in Nepal. The objectives were met by using primary data which was collected using a questionnaire. It explored the relationship between various independent variables (Risk, Convenience, Trust and Relative Advantages) and the use of clearing service. The sample size of 207 has been taken for data collection while the data were collected from 125 respondents. The relationship between Trust, Convenience, Relative advantage and the usage of clearing service have strong positive relationship. It shows that these factors have greater influences on the usage of clearing service. It shows that it is playing a vital role in incrementing the users of clearing service in Nepal. Finally, convenience and the use of clearing services in Nepal are strongly positively correlated. The use of clearing services in Nepal is positively correlated with all three characteristics, except for trust. Consequently, a number of beneficial outcomes can be implicated by linking the analytical section to the use of clearing services in Nepal. First and foremost, banks ought to consider risks as doing so will boost customers' trust in clearing services. The bank should minimize all the possible risks associated with the usage of clearing service. Next, the banks should also pay attention to the convenience and relative advantages of the users of clearing service.